1. General and Mandatory Information
Privacy
The operators of these pages take the commitment to protect your personal data very seriously. We keep your personal data as strictly confidential and in accordance with legal privacy policies and this privacy statement.
During the use of this website, various personal data are collected. Personal data are such data from which you can personally be identified. The present privacy statement defines which data we collect and what purpose do we use them for. It defines in addition how and for what purpose this is done.
We draw your attention to the fact that data transmission over the internet (e. g. by communication via e-mail) may involve security vulnerability. Data cannot be completely protected from being accessed by third parties.
Data Controller
The data controller on this website is:
maiergroup
versicherungsmakler GmbH
Bahnhofstrasse 124
D-78532 Tuttlingen
Phone: +49 (0) 7461- 94 80-0
E-Mail: info@maiergroup.com
Data controller means the natural or legal person, who alone or jointly with others determines the purposes and means of the processing of personal data (e. g. names, E-mail addresses or the like).
Revocation of Consent to Process Your Data
Many data processing operations can only be done with your explicit consent. You may revoke your previously given consent at any time. It will be sufficient to send us an informal message by e-mail. Legitimacy of the data processing done until revocation of the same shall remain unaffected from such a revocation.
Right of Appeal to the Competent Supervisory Authority
In the event of violations of data privacy law, the party concerned has a right of appeal to the competent supervisory authority. The competent supervisory authority on data privacy issues is the state data privacy commissioner (Landesdatenschutzbeauftragter) of the federal state in which our company has its registered office. A list of the state data privacy commissioners as well as their contact details can be obtained via the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html.
Right to Data Portability
You are entitled to be sent the data which we process automatically on the basis of your consent or in performance of a contract. These data must be sent to you or to a third party in a commonly used, machine readable format. If you request direct data transmission to another party responsible, this can only be done if it is technically feasible.
SSL or TLS Encryption
For security reasons and in order to protect the transmission of confidential contents, for example orders or inquiries sent to us as page operators, this page uses SSL or rather TLS encryption. You may identify an encrypted connection, once the address line of the browser changes from "http:// to "https:// and as well by the key-symbol in your browser line.
Once the SSL or rather TLS encryption is activated, your data conveyed to us cannot be read by third parties.
Information, Blocking, Deletion
Within the scope of the valid legal provisions, you are entitled at any time to obtain free access to your personal data stored, their origin and recipients and the purpose of data processing. Where applicable, you are entitled to obtain correction, blocking or deletion of these data. If you have questions on this topic or on the topic of personal data, you are welcome to contact us anytime at the address indicated under Legal.
Objection to Commercial E-Mails
We hereby object to the use of contact data, published as part of our obligation to include a Legal, for the transmission of unsolicited commercial e-mails or information material. The operators of these pages explicitly reserve the right to take legal action in the case of unsolicited transmission of commercial information, such as spam e-mails.
2. Data Privacy Officer
Statutory Data Privacy Officer
We have appointed as data privacy officer for our company:
Dipl. Kfm. Marc Althaus
DS EXTERN GmbH
Frapanweg 22, D-22589 Hamburg
Contact form: https://www.dsextern.de/anfragen
3. Data Collection on our Website
Cookies
Websites use partly so-called cookies. Cookies do not cause damage on your computer, nor do they contain viruses. Cookies serve the purpose of making our website more user-friendly, more effective and safer. Cookies are small test files which are stored on your computer and saved in your browser.
Most cookies used by us are so-called „session cookies”. They are automatically deleted when the session ends. Other cookies remain stored on your terminal equipment until you delete them yourself. These cookies enable us to recognise your browser on your next visit.
You may set your browser in such a way to be informed of the insertion of cookies and allow cookies only in particular cases, to exclude the acceptance of cookies for certain cases or in general and as well to activate the automatic deletion of cookies when closing the browser. The deactivation of cookies may restrict the functionality of this website.
Cookies necessary for the execution of the electronic communication process or for the provision of certain desired functions (e. g. shopping cart function), are stored on the basis of Art. 6 Para. 1 lit. f DSGVO. The website operator has a legitimate interest in the storing of cookies for a technically error-free and optimised provision of its services. As far as other cookies (e. g. cookies for analysing your surfing habits) are stored, these will be treated separately in this privacy statement.
Server Log Files
The provider of these pages automatically collects and stores information in so-called server log files which your browser automatically transfers to us. These are:
- Browser type and browser version
- Operating system used
- Referrer URL
- Host name of the accessing computer
- Time of the server request
- IP address
None of these data will be combined with data from other sources.
The basis for data processing is Art. 6 Para. 1 lit. f DSGVO, allowing the processing of data in performance of a contract or measures precedent to a contract.
Contact Form
When you send us requests via our contact form, your data provided via the request form including your contact data will be stored for the purpose of handling your request and in case of follow-up-questions. These data will not be passed on without your consent.
The processing of data entered in the contact form is therefore solely done on the basis of your consent (Art. 6 Para. 1 lit. a DSGVO). You may revoke your consent at any time. An informal message by e-mail to us will be sufficient. Legitimacy of the data processing done until revocation of the same shall remain unaffected from such a revocation.
The data entered in the contact form remain with us until you request their deletion, revoke your consent for storage, or the purpose for data storage does no longer apply (e. g. after completion of your request). Mandatory legal provisions – notably retention periods – shall remain unaffected.
Callback Form
When you send us requests via our callback form, your data provided via the callback form including your contact data will be stored for the purpose of handling your request and in case of follow-up-questions. These data will not be passed on without your consent.
The processing of data entered in the callback form is therefore solely done on the basis of your consent (Art. 6 Para. 1 lit. a DSGVO). You may revoke your consent at any time. An informal message by e-mail to us will be sufficient. Legitimacy of the data processing done until revocation of the same shall remain unaffected from such a revocation.
The data entered in the callback form remain with us until you request their deletion, revoke your consent for storage, or the purpose for data storage does no longer apply (e. g. after completion of your request). Mandatory legal provisions – notably retention periods – shall remain unaffected.
Form Recommend
When you send us requests via Recommend, your information will be forwarded to the specified recipient. These data will be stored for the purpose of handling your request and in case of follow-up-questions. These data will not be passed on without your consent.
The processing of data entered in the form Recommend is therefore solely done on the basis of your consent (Art. 6 Para. 1 lit. a DSGVO). You may revoke your consent at any time. An informal message by e-mail to us will be sufficient. Legitimacy of the data processing done until revocation of the same shall remain unaffected from such a revocation.
Since this is a third party collection (you give us information via third parties), we will inform the party concerned that you provided us with the information about this party by recommendation.
The data entered in form Recommend remain with us until completion of your request. These data will be deleted subsequently. Mandatory legal provisions – notably retention periods – shall remain unaffected.
Form Damage Report
When you send us requests via damage report, your data provided via the request form including your contact data will be stored for the purpose of handling your request and in case of follow-up-questions. If applicable, these data will be forwarded to the corresponding insurance company for further handling. Allocation is made via the insurance number you have given.
The processing of data entered in the form Damage Report is therefore solely done on the basis of Art. 6 Para. 1 lit. b DSGVO, allowing the processing of data in performance of a contract or measures precedent to a contract.
The data entered in the form Damage Report remain with us until you request their deletion, revoke your consent for storage, or the purpose for data storage does no longer apply (e. g. after completion of your request). Mandatory legal provisions – notably retention periods – shall remain unaffected.
Data Processing (Customer and Contract Data)
We collect, process and use personal data only to the extent necessary for the establishment, content-related design or change of the legal relationship (inventory data). This is done on the basis of Art. 6 Para. 1 lit. b DSGVO, allowing the processing of data in performance of a contract or measures precedent to a contract. We collect, process and use personal data by the use of our websites (usage data) only to the extent necessary to enable or invoice the use of this service.
The customer data collected will be deleted after completion of the order or after termination of the business relationship. Legal retention periods shall remain unaffected.
4. Plug-ins and Tools
Google Maps
This page uses Google Maps’ map service via an API. Its provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. To use the functions of Google Maps, it is necessary to store your IP address. This information is usually transferred to and stored on a Google server in the USA. This data transmission is beyond the control of this website’s provider. We use Google Maps to present our online offers in an attractive way and for an easy finding of the sites indicated on our website. This is a legitimate interest within the meaning of Art. 6 Para. 1 lit. f DSGVO. Further information on the use of user data can be found in Google’s privacy statement: https://www.google.de/intl/de/policies/privacy/.
Privacy Policy on the Application and Use of Google Analytics (with Anonymisation Feature)
The data processor has integrated the component Google Analytics (with anonymisation feature) on this website. Google Analytics is a web analytics service. Web analytics means the collection, compilation and evaluation of data on the navigation of visitors on web pages. A web analytics service inter alia collects data about from which website a person concerned accessed a website (so-called referrers), which subpages of the website were accessed or how often and for which dwell time a subpage was viewed. A web analysis is mainly used to optimise a website and for a cost-benefit analysis of internet advertising.
The operating company of the Google-Analytics component is Google Inc., 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, USA.
The data processor uses the extension "_gat._anonymizeIp" for web analysis via Google Analytics. With this extension, Google truncates and anonymises the IP address of the concerned person’s internet connection, if the access on our website is made from within a member state of the European Union or another contracting member state of the European Economic Area.
The purpose of the Google Analytics component is to analyse visitor flows on our website. Google uses the acquired data and information inter alia to evaluate the usage of our website, in order to produce online reports about activities on our website and to provide further services related to the usage of our website.
Google Analytics places a cookie on the information technology system of the person concerned. The definition of cookies is explained above. By placing the cookie, we enable Google to analyse the usage of our website. Upon each visit to a single page of this website operated by the data controller and on which a Google Analytics component is integrated, the respective Google Analytics component causes the website browser on the concerned person’s information technology system to transfer data for online analysis to Google. As part of this technical process, Google receives information about personal data, such as IP address of the person concerned, serving Google inter alia to track the origin of visitors and clicks and subsequently allow commission settlements.
Personal information, e. g. access time, location from which an access was made and the frequency of visits on our website by the person concerned, are stored by means of the cookie. With each visit to our website, these personal data including the IP address of the concerned person’s internet connection are transferred to Google in the United States of America. These personal data are stored by Google in the United States of America. Google may possibly share these data collected through the technology system with third parties.
As shown above, the concerned person may prevent the placing of cookies by our website at any time with the help of a corresponding setting in the used internet browser and may hereby permanently object to the placing of cookies. Such a setting in the used internet browser would also prevent Google from placing a cookie on the concerned person’s information technology system. Furthermore, a cookie already placed by Google Analytics may be deleted at any time via the internet browser or other software programmes.
Moreover, the person concerned has the possibility to object to a collection of data created by Google Analytics and relating to the use of this website, and may as well object to the processing of these data by Google and prevent their processing. For this purpose, the person concerned shall download and install a browser-add-on at the link https://tools.google.com/dlpage/gaoptout This browser-add-on informs Google via JavaScript that no data and information on the visits of websites may be transferred to Google Analytics. The installation of the browser-add-on is interpreted by Google as a contradiction. If the information technology system of the person concerned will be deleted, formatted or reinstalled at a later point of time, a fresh installation of the browser-add-on must be done by the person concerned in order to deactivate Google Analytics. If the browser-add-on is deinstalled or deactivated by the person concerned or another authorised person, a fresh installation or renewed activation of the browser-add-on is possible.
Further information and Google’s current privacy policy are available under https://www.google.de/intl/de/policies/privacy/ and under http://www.google.com/analytics/terms/de.html abgerufen werden. Google Analytics is described in detail under https://www.google.com/intl/de_de/analytics/ .
5. Information on Sustainability Risks with regard to Financial Products
What are Sustainability Risks?
Sustainability Risks (ESG risks) are referred to as events or conditions in the three sectors of Environment, Social and Governance, the occurrence of which may have negative impacts on the value of an investment or deposit. These risks may apply to individual companies as well as to entire industries or regions..
What are examples of Sustainability Risks in the three sectors?
- Environment: As a result of climate change, an increased number of extreme weather events might pose a risk. This risk is also referred to as physical risk. One such example would be a period of extreme drought in a certain region. As a consequence, water gauges of transport routes might fall to such an extent that the transport of goods would be affected.
- Social: In the Social sector risks might arise for example from non-compliance with labour law standards or health protection.
- Governance: Examples for risks in the Governance sector include the non-compliance with tax honesty and corruption in business.
Information on the Integration of Sustainability Risks into Advice (Art. 3 TVO)
In order to integrate sustainability risks into advice, information provided within the selection of providers (financial market participants) and their financial products will be considered.
Providers that do not have a recognisable strategy for the integration of sustainability risks in their investment decisions may not be offered.
Where appropriate, we inform you separately in the course of an advice, if taking into account of sustainability risks when making investment decisions may have recognisable advantages or disadvantages for the customer.
With the help of its pre-contractual information, the respective provider informs about its taking into account of sustainability risks when making investment decisions. The customer may raise issues in the run-up to a possible conclusion.
In the course of an advice, the most important adverse effects of investment decisions on sustainability factors by providers are only considered to a limited extent. If applicable, their taking into account is done on the basis of the provider’s given information about their sustainability and the sustainability of the respective financial product.
Given the currently limited information by providers, these aspects are presently not considered in our advice. They may be considered at the customer’s special request on the basis of the currently available data. With a future broader availability on the market, a standard taking into account of these aspects will be done.
Remuneration for the brokerage of financial products is basically not affected by sustainability risks. It may occur that providers pay a higher remuneration for the taking into account of sustainability risks with investments. If this is not contrary to the customer’s interest, the higher remuneration will be accepted.